Disclaimer
1. General Information
Pennyzo (“we”, “us”, or “our”) provides business software, automation tools, and AI-powered features intended to support operational efficiency and decision-making. Information made available through our website and Services is provided in good faith and for general informational and operational purposes. While we take commercially reasonable efforts to ensure reliability, we do not represent or warrant that all information will be complete, current, or error-free.
2. No Professional Advice
Pennyzo does not provide legal, financial, investment, tax, accounting, regulatory, or compliance advice. Any insights, analytics, forecasts, or AI-generated outputs are not a substitute for professional judgment. Users are encouraged to consult qualified advisors before making decisions that carry legal, financial, or regulatory implications.
3. AI-Generated Outputs & Responsible Use
Certain features of the Services leverage artificial intelligence and machine-learning models. AI-generated outputs are probabilistic in nature and may be inaccurate, incomplete, outdated, or influenced by input data quality.
- AI outputs are provided for informational and operational support only
- They should be independently reviewed before reliance
- Users remain solely responsible for decisions and actions taken based on such outputs
4. Data Accuracy & User Responsibility
Outputs and insights generated by Pennyzo depend on the accuracy, completeness, and legality of data provided by users or third-party integrations. While our systems are designed to process data reliably, Pennyzo does not guarantee absolute accuracy of results. Users are responsible for validating critical information and maintaining appropriate internal controls.
5. Service Availability & Security
Pennyzo employs reasonable technical and organizational safeguards and follows industry practices to maintain service availability and data security. However, no digital system can be guaranteed to be fully secure or uninterrupted. Temporary downtime, maintenance, or technical issues may occur, and users acknowledge these inherent risks.
6. Data Protection & Legal Compliance
Personal data processed through the Services is handled in accordance with applicable data protection laws, including the Digital Personal Data Protection Act, 2023 (India). Compliance with sector-specific laws, regulations, and internal policies remains the responsibility of the user. Use of Pennyzo does not, by itself, ensure regulatory compliance.
7. Limitation of Liability
To the maximum extent permitted by applicable law, Pennyzo shall not be liable for indirect, incidental, consequential, or special damages, including loss of profits, data, business opportunities, or reputation, arising from the use of or reliance on the Services. This limitation applies even where Pennyzo has been advised of the possibility of such damages.
Last Updated: 30 January 2026